Knowledge Hub

Guides, reports, and expert insights for African business

12 articles found
How-to Guide

How to Price and Structure B2B Supply Chain Finance in African Markets

B2B supply chain finance is one of the most promising African fintech categories because it addresses a genuine credit g...

How-to Guide

How to Structure a Nigerian Fintech Regulatory Strategy

Nigeria has one of the most complex fintech regulatory environments in Africa, with overlapping authority between the Ce...

How-to Guide

How to Build KYC Infrastructure Using Smile ID, Youverify, and Dojah

Every African fintech needs KYC infrastructure: identity verification at onboarding, ongoing monitoring, and regulatory ...

How-to Guide

How to Integrate the Safaricom M-Pesa Daraja API: A Practical Starting Guide

Safaricom's Daraja is the API gateway that connects your application to M-Pesa. This guide walks through the practical i...

How-to Guide

How to Set Up Mobile Money Agent Network Operations

Mobile money only works if agents can convert cash to digital balance reliably. Building an agent network is a mix of re...

How-to Guide

How to Evaluate an African Fintech Acquisition Target as a Traditional Bank

African banks that want to acquire fintech capability face a specific set of diligence challenges that standard M&A play...

How-to Guide

How to Structure a Fintech Cap Table for African Investors

African fintech fundraising usually combines capital from several distinct investor types: local angels, pan-African VCs...

How-to Guide

How to Approach a Traditional African Bank for a Fintech Partnership

Most African fintechs eventually need a bank partnership: for licensing cover, settlement rails, co-branded products, or...

How-to Guide

How to Integrate the Flutterwave API: A Practical Starting Guide

Flutterwave is one of the most widely used payment infrastructure providers in Africa, supporting cards, bank transfers,...

How-to Guide

How to Build a BNPL Product That Actually Works in African Retail Margin Conditions

Classic BNPL models borrowed from Klarna and Affirm often fail in African markets because retail margins are thinner and...

How-to Guide

How to Obtain a BCEAO Electronic Money Institution License

The BCEAO electronic money institution license is the gateway to operating a fintech across the eight-country WAEMU zone...

How-to Guide

How to Price a Fintech Product During Naira Depreciation

Currency depreciation is the silent killer of African fintech unit economics. A product priced correctly at a stable exc...