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Case Study

Julaya: The BCEAO-Licensed B2B Payment Platform Rebuilding Francophone West African Finance

Julaya was founded to solve a specific problem in Cote d'Ivoire: why African businesses could not process B2B payments d...

ABA EditorialMar 25, 2026Cote d'Ivoire

Case Study

Yellow Card: Building the B2B Stablecoin Infrastructure Layer for African Corporates

Yellow Card operates in approximately 20 African countries providing stablecoin on-ramps and off-ramps to businesses tha...

ABA EditorialMar 15, 2026Nigeria

Case Study

Turaco: Building Microinsurance at the Bottom of the Pyramid

Turaco was founded to solve a specific problem: how to provide affordable insurance to low-income customers who had neve...

ABA EditorialFeb 17, 2026Kenya

Case Study

PiggyVest: How Three Co-Founders Built Africa's Largest Consumer Savings Platform

PiggyVest was founded in 2016 by Somto Ifezue, Odunayo Eweniyi, and Joshua Chibueze as Piggybank.ng. By late 2024 the pl...

ABA EditorialJan 26, 2026Nigeria

Case Study

Chari: How a Moroccan Husband-and-Wife Team Built a Merchant Super-App From Casablanca

Chari was founded in early 2020 by Ismael Belkhayat and Sophia Alj, a husband-and-wife team with backgrounds at BCG and ...

ABA EditorialDec 15, 2025Morocco

Case Study

OmniRetail: How a B2B E-Commerce Platform Built the Most Disciplined Loan Book in African Fintech

OmniRetail was founded in 2019 by Deepankar Rustagi. By 2023 it was EBITDA positive. By 2024 it was net profitable. By e...

ABA EditorialNov 30, 2025Nigeria

Case Study

Smile ID: Building Pan-African KYC Infrastructure From Scratch

Smile ID was founded in 2017 by Mark Straub and William Bares with a seemingly impossible goal: build a single identity ...

ABA EditorialNov 1, 2025Kenya

Case Study

MNT-Halan: How an Egyptian Microfinance App Became an Investment-Grade Super-App

MNT-Halan was founded in 2018 by Mounir Nakhla. By January 2023 it had raised USD 260 million in equity and USD 140 mill...

ABA EditorialOct 18, 2025Egypt

Case Study

Moniepoint: From TeamApt Bank Software to Africa's Largest SME Banking Unicorn

Moniepoint was founded in 2015 as TeamApt by Tosin Eniolorunda and Felix Ike, two former Interswitch engineers. It start...

ABA EditorialSep 11, 2025Nigeria

Case Study

Wave: How a Sendwave Spinout Became Francophone Africa's First Fintech Unicorn

Wave was founded in 2018 by Drew Durbin and Lincoln Quirk, the same two co-founders who had earlier built Sendwave (the ...

ABA EditorialAug 12, 2025Senegal

Case Study

Flutterwave: From 2016 Payments Startup to Pan-African Payment Infrastructure

Flutterwave was founded in 2016 by Iyinoluwa Aboyeji, Olugbenga Agboola, and Adeleke Adekoya. By March 2021 it had close...

ABA EditorialJul 12, 2025Nigeria

Case Study

Kuda Bank: From Kudimoney to a Full National Banking License

Kuda began in 2017 as Kudimoney, an online lending and savings platform founded by a former PwC engagement manager and a...

ABA EditorialJun 17, 2025Nigeria