Knowledge Hub

Guides, reports, and expert insights for African business

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Expert Insight

The eNaira Was Never Going to Work, and Ghana Should Not Repeat Its Mistakes

Less than 0.5 percent of Nigerians had used the eNaira by late 2023. By 2025, approximately 13 million wallets had been ...

Expert Insight

Stop Calling Them Neobanks: The Pan-African Retail Bank Has Arrived

Kuda is now a nationally licensed Nigerian bank. FairMoney is a licensed microfinance bank with current accounts, saving...

Expert Insight

Why Nigeria's Open Banking Framework Will Underperform Its Promise

Nigeria became the first African country to go live with formal open banking on 1 August 2025. The Central Bank of Niger...

Market Report

Clean Cooking in Africa 2026: The 900 Million Access Gap and the Slow Transition From Wood to Clean Fuels

Approximately 900 million Africans lack access to clean cooking fuels, relying on wood, charcoal, kerosene, or other tra...

Expert Insight

African Wealthtech Needs to Admit It Is a Currency Hedge, Not a Wealth Builder

PiggyVest has over 7 million users. Cowrywise passed 800,000. Bamboo and Risevest have built credible retail US stock ac...

How-to Guide

How to Price and Structure B2B Supply Chain Finance in African Markets

B2B supply chain finance is one of the most promising African fintech categories because it addresses a genuine credit g...

Market Report

The African EdTech Adult Learning Pivot 2026: Why the Sector Is Abandoning Children for Adults and What It Means

African edtech is undergoing a structural pivot away from K-12 consumer models toward adult learning, driven by the spec...

Case Study

Julaya: The BCEAO-Licensed B2B Payment Platform Rebuilding Francophone West African Finance

Julaya was founded to solve a specific problem in Cote d'Ivoire: why African businesses could not process B2B payments d...

Market Report

African Warehousing and Fulfillment Infrastructure 2026: The Grade A Shortage, the Industrial Park Push, and the E-commerce Fulfillment Layer

African warehousing infrastructure is dominated by informal storage facilities with limited Grade A capacity for modern ...

Market Report

African Pension Tech and the Long-Term Savings Gap

Only a small fraction of African workers participate in any formal retirement savings system. Nigeria's Contributory Pen...

Expert Insight

Mobile Money Agent Economics Are Quietly Breaking

Mobile money in Africa runs on a foundation of approximately 300,000 M-Pesa agents, several hundred thousand more across...

Market Report

African Vaccine Manufacturing 2026: Afrigen's mRNA Technology Transfer Hub, Biovac, Moderna's USD 500 Million Kenya Plant, and the BioNTech BioNTainers

The COVID-19 pandemic exposed African dependence on imported vaccines and triggered a wave of commitments to build conti...