Knowledge Hub

Expert Insight

The eNaira Was Never Going to Work, and Ghana Should Not Repeat Its Mistakes

Less than 0.5 percent of Nigerians had used the eNaira by late 2023. By 2025, approximately 13 million wallets had been ...

ABA Editorial BoardSep 9, 2026Ghana

Expert Insight

Stop Calling Them Neobanks: The Pan-African Retail Bank Has Arrived

Kuda is now a nationally licensed Nigerian bank. FairMoney is a licensed microfinance bank with current accounts, saving...

ABA Editorial BoardSep 2, 2026Nigeria

Expert Insight

Why Nigeria's Open Banking Framework Will Underperform Its Promise

Nigeria became the first African country to go live with formal open banking on 1 August 2025. The Central Bank of Niger...

ABA Editorial BoardAug 26, 2026Nigeria

Expert Insight

African Wealthtech Needs to Admit It Is a Currency Hedge, Not a Wealth Builder

PiggyVest has over 7 million users. Cowrywise passed 800,000. Bamboo and Risevest have built credible retail US stock ac...

ABA Editorial BoardMar 29, 2026Nigeria

How-to Guide

How to Price and Structure B2B Supply Chain Finance in African Markets

B2B supply chain finance is one of the most promising African fintech categories because it addresses a genuine credit g...

ABA EditorialMar 28, 2026Nigeria

Case Study

Julaya: The BCEAO-Licensed B2B Payment Platform Rebuilding Francophone West African Finance

Julaya was founded to solve a specific problem in Cote d'Ivoire: why African businesses could not process B2B payments d...

ABA EditorialMar 25, 2026Cote d'Ivoire

Market Report

African Pension Tech and the Long-Term Savings Gap

Only a small fraction of African workers participate in any formal retirement savings system. Nigeria's Contributory Pen...

ABA EditorialMar 24, 2026Nigeria

Expert Insight

Mobile Money Agent Economics Are Quietly Breaking

Mobile money in Africa runs on a foundation of approximately 300,000 M-Pesa agents, several hundred thousand more across...

ABA Editorial BoardMar 22, 2026Kenya

Case Study

Yellow Card: Building the B2B Stablecoin Infrastructure Layer for African Corporates

Yellow Card operates in approximately 20 African countries providing stablecoin on-ramps and off-ramps to businesses tha...

ABA EditorialMar 15, 2026Nigeria

Market Report

CBDCs in Africa: The eNaira, the eCedi, and the Adoption Problem Nobody Wants to Talk About

Nigeria launched the eNaira in October 2021, becoming the first African country and only the second globally to roll out...

ABA EditorialMar 13, 2026Nigeria

Expert Insight

The African Remittance Cost War Is Already Over. Wise Won.

LemFi, Nala, Sendwave, Chipper Cash, and a dozen other African diaspora remittance operators compete fiercely for market...

ABA Editorial BoardMar 9, 2026Nigeria

How-to Guide

How to Structure a Nigerian Fintech Regulatory Strategy

Nigeria has one of the most complex fintech regulatory environments in Africa, with overlapping authority between the Ce...

ABA EditorialMar 6, 2026Nigeria