Musoni Kenya

Musoni is a Kenyan microfinance institution founded in 2009, distinctive for being the first mobile-only MFI in Kenya. The name combines M (Mobile) and Usoni (future in Swahili). Musoni operates with no registration fees and no hidden fees, distinguishing itself from other Kenyan MFIs that have been criticized for opaque pricing. The institution has built a fully mobile lending model that does not require physical branch visits.