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Guides, reports, and expert insights for African business

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77 articles found · Page 3 of 7
Market Report

BNPL in Africa: How Lipa Later, Payflex, valU, and CredPal Anchor a USD 16.8 Billion Market

The African BNPL market is projected to grow from USD 5.2 billion in 2025 to USD 16.8 billion by 2031 at a 20.7 percent...

Expert Insight

The USD 330 Billion African SME Credit Gap Is the Wrong Number to Chase

The USD 330 billion African SME credit gap is the most-cited statistic in African fintech. Development finance...

Market Report

Open Banking in Africa and the Okra Collapse: What Nigeria's August 2025 Go-Live Actually Means

In August 2025 Nigeria became the first African country to go live with a formal open banking framework. Two months...

How-to Guide

How to Build KYC Infrastructure Using Smile ID, Youverify, and Dojah

Every African fintech needs KYC infrastructure: identity verification at onboarding, ongoing monitoring, and regulatory...

Market Report

SME Lending and Supply Chain Finance in Africa: Closing the USD 330 Billion Credit Gap

The African SME credit gap is estimated at over USD 330 billion by the IFC. OmniRetail's OmniPay disburses USD 12...

Expert Insight

PAPSS Will Probably Fail at Its Stated Goal. That Is Fine.

The Pan-African Payment and Settlement System reached 17 countries and over 150 banks by late 2025. It launched a card...

Case Study

PiggyVest: How Three Co-Founders Built Africa's Largest Consumer Savings Platform

PiggyVest was founded in 2016 by Somto Ifezue, Odunayo Eweniyi, and Joshua Chibueze as Piggybank.ng. By late 2024 the...

Market Report

Agricultural Finance and Agritech-Fintech in Africa: Financing the Smallholder Gap

Agriculture represents at least 20 percent of African GDP and 60 percent of African jobs, but smallholder farmers...

Expert Insight

The eNaira Was Always Going to Fail. Ghana Should Listen.

Nigeria's eNaira has 98.5 percent unused wallets according to IMF research. After four and a half years, total eNaira...

News

Kuda Bank Upgraded to National Operating Banking License in Nigeria

The Central Bank of Nigeria has upgraded Kuda Microfinance Bank to a full national operating banking license, placing...

How-to Guide

How to Integrate the Safaricom M-Pesa Daraja API: A Practical Starting Guide

Safaricom's Daraja is the API gateway that connects your application to M-Pesa. This guide walks through the practical...

Market Report

African Wealthtech: How PiggyVest, Cowrywise, Bamboo, and Risevest Opened Retail Investing to a Generation

PiggyVest has over 7 million users saving an average of NGN 25,000 every second as of 2024. Bamboo has over 500,000...