Hubtel Ghana

Hubtel is a leading Ghanaian fintech and digital commerce platform founded in 2005 by Alex Bram and Ernest Obiri, pioneering bulk SMS and digital payments in Ghana. Hubtel has evolved into a comprehensive digital commerce platform offering mobile money payments, online food delivery, e-commerce, bill payments, airtime, and other digital services for Ghanaian businesses and consumers. The company is one of the longest-operating Ghanaian indigenous tech SMEs and has been profitable and self-funded throughout most of its existence.