Stima SACCO is one of Kenyas largest cooperative savings and credit societies, originally serving Kenya Power workers and now expanded to broader membership. The SACCO offers member loans, asset finance, business loans, and housing microfinance products. Stima SACCO was one of five financial institutions participating in the Mastercard Foundation and Habitat for Humanitys Building Assets, Unlocking Access housing microfinance project. SACCOs collectively form a significant share of Kenyas formal credit market alongside commercial banks and MFIs.