Knowledge Hub

Market Report

National Payment Switches in Africa: NIBSS, PesaLink, GhIPSS, and the Rails Beneath the Fintech Boom

Nigeria's NIBSS Instant Payments powers over 90 percent of Nigerian interbank transfers and processed over USD 1 trillio...

ABA EditorialDec 27, 2025Nigeria

Market Report

PAPSS and the Architecture of African Payment Sovereignty

In June and July 2025, PAPSS launched two new products: PAPSSCARD (Africa's first continental card scheme) and PAPSS Afr...

ABA EditorialDec 25, 2025Nigeria

Expert Insight

Gender-Lens Capital Is Quietly Reshaping African Fintech. Venture Capital Has Not Noticed.

Development finance institutions have been deploying gender-lens capital into African fintech for several years. The com...

ABA Editorial BoardDec 18, 2025Kenya

Market Report

Digital Lending and Alternative Credit Scoring in Africa: After the Easy Money Ended

Nigeria has over 200 licensed digital lending platforms as of 2025. Kenya's M-Shwari controls roughly 34 percent of the ...

ABA EditorialDec 18, 2025Nigeria

Case Study

Chari: How a Moroccan Husband-and-Wife Team Built a Merchant Super-App From Casablanca

Chari was founded in early 2020 by Ismael Belkhayat and Sophia Alj, a husband-and-wife team with backgrounds at BCG and ...

ABA EditorialDec 15, 2025Morocco

Market Report

African Remittances and Diaspora Fintech: The USD 100 Billion Lifeline

Africa received approximately USD 100 billion in remittances in 2024, roughly double overseas development assistance to ...

ABA EditorialDec 10, 2025Nigeria

How-to Guide

How to Set Up Mobile Money Agent Network Operations

Mobile money only works if agents can convert cash to digital balance reliably. Building an agent network is a mix of re...

ABA EditorialDec 9, 2025Kenya

Expert Insight

Why Nigeria's Open Banking Framework Will Underperform Its Promise

Nigeria went live with formal open banking on 1 August 2025, becoming the first African country to do so. The fanfare wa...

ABA Editorial BoardDec 8, 2025Nigeria

Market Report

African Insurtech in 2026: Closing the Continent's Protection Gap

Approximately 80 percent of economic losses from African natural disasters in 2022 went uninsured, up from 58 percent in...

ABA EditorialDec 6, 2025Kenya

Case Study

OmniRetail: How a B2B E-Commerce Platform Built the Most Disciplined Loan Book in African Fintech

OmniRetail was founded in 2019 by Deepankar Rustagi. By 2023 it was EBITDA positive. By 2024 it was net profitable. By e...

ABA EditorialNov 30, 2025Nigeria

Market Report

Mobile Money Interoperability in Africa: The $1.4 Trillion Question

Sub-Saharan Africa processed USD 1.4 trillion through mobile money in 2025, representing 66 percent of global transactio...

ABA EditorialNov 29, 2025Ghana

Market Report

Embedded Finance in African B2B Marketplaces: The Pivot From Trucks to Transactions

Between 2020 and 2022, African B2B e-commerce startups raised over USD 400 million to digitize informal retail. By 2025,...

ABA EditorialNov 23, 2025Nigeria